BENT1G3 E-COMMERCE WORLD

E-government is develop by government agencies though IT and e-commerce's such as Wide Area Networks, the Internet, and mobile computing that transform the relations with citizens, businesses, and other arms of government.

The purpose of the E- government is to improve the convenience, accessibility and quality of interactions with citizens and businesses.Besides, it also increased government accountability to citizens, greater public access to information, and cost-effective government. At the same time, it also will improve information flows and processes within government to improve the speed and quality of policy development, coordination and enforcement.The main vision is focuses on effectively and efficiently when deliver the services from the government to the people of Malaysia, and also enabling the government to become more responsive to the needs and wants of its citizens.

The users of the E-government can gain a lot of the benefits though the online services, such as payment of income tax, online voting, and license renewal online.It's can increase the effectiveness of the process transaction. Consumers would not willing to spend 1 hour just for the payment at government department such as compound payment and taxes. E- government is very convenience for the internet users because they only need few second to click on www.gov.com.my and help us to solve our problems through internet.

There are 7 main pilot projects of the Electronic Government Flagship Application and it is list out as follows:

1) Project Monitoring System (SPP II)

2) Human Resource Management Information System(HRMIS)

3) Generic Office Environment (GOE)

4) Electronic Procurement (EP)

5) Electronic Services (E-Services)

6) Electronic Labour Exchange (ELX)

7) E-Syariah

Click here for more details: http://ecommerze.blogspot.com/search/label/e-Government

Learn more about E-government: http://en.wikipedia.org/wiki/E-Government

Google is the successful and famous searh engine. It does better than its competitors such as Microsoft and Yahoo. According to Cnet, it stated that Google achieved 5.7Billion for year 2008.(http://news.cnet.com/8301-1023_3-10148339-93.html)

Google is using Google AdWords, Google AdSense and the new model i.e. cost per click model. Google AdWords is a pay per click advertising program of Google designed to allow the advertisers to present advertisements to people at the instant the people are looking for information related to what the advertiser has to offer. When a user searches Google's search engine, ads for relevant words are shown as "sponsored link" on the right side of the screen, and sometimes above the main search results. Google generate most of the revenue from Google AdWords.

New model is cost per click model. Google is currently testing a new advertising program that pays site owners based on a Cost-Per-Click model. The program, called Cost-Per-Action, was revealed via an invitation e-mail from the Google AdSense team to Web site owners.

Other than that, Google also develops open source of Google spreadsheet that similar to Microsoft excel that is used by many people in Malaysia. The additional function of Google spreadsheet is enable sharing of the information online. Moreover , Google developed Google Documents to compete with Microsoft Office.According to wikipedia, Google Docs is a free, Web-based word processor, spreadsheet, presentation, and form application offered by Google. It allows users to create and edit documents online while collaborating in real-time with other users. Google Docs combines the features of two services, Writely and Spreadsheets, which were merged into a single product on October 10, 2006.

Besides that, the case also mentioned about the Kaiser that is using Google search to link all information together for its users benefits. Recently Google also implement new plan that called GOOGLE SEARCH APPLICATION 6.0 subscriber to search either intranet or internet. The new product also improve the quality when seaching information such as dynamic scability and GSA-to-GSA Unification. There are several success stories that using this product i.e. Sunnybrook, TiVo and REUTERS. Real story of SunnyBrook. Video!!!

After finished this blog, i reliased that Google is developing many new products and services to entertain the users of Google either individual or company. It also use the new products to generate more revenue. It keeps on growing to continue success in e-commerce industry.

Prepaid cash card is same with credit or debit card? The answer is not. Credit and debit cards are allows you to withdraw cash, make purchases or access account information. Other than that, each of the purchase or withdrawal, funds are drawn down either from a bank account or from a prepaid balance on the card, it will link to the bank account .While, pre-paid cash card is a card that only spends the balance that has been preloaded onto the card.It is not involve the bank account.The prepaid cash card which have the Visa, MasterCard and discovers logos, act like portable checking accounts, though they are replenished with deposits made at retail outlets rather than banks. It means there is no risk of running into debt as it has no credit or overdraft facility.

When purchase the pre-paid cash card, we will be given a Pin number , and once money has been credited, it can be used in the same way as a debit or credit card – for high street, online or telephone purchases, as well as cash withdrawals from ATMs.

Money can be loaded onto a prepaid cash card by cash at a petrol station, post office and some of the book store as if popular.

1. Convenience

E-learning is the use of technology to enable people to learn anytime and anywhere that include training, the delivering just-in-time information and guidance from the experts. In other words, E-learning is the modern process of education where part of the learning experience takes place without face to face communication between the lecturer and the students. It is also known as distance learning.

E-learning was begun in the late of 1980's in Malaysia. One of the universit, MARA University of Technology is offering distance learning in 1990 but it was not successful due to lack of resources. On December 1998 was the first launched of e-learning system, 70 students enrolled by the time has increases up to 2,000 in 2006. Futhermore, there are more and more universities had moved to e-learning such as Universiti Putra Malaysia(UPM), Malaysia Institute of Management, Open University Malaysia, Universiti Teknologi Malaysia(UTM) and others. However, there are pros and cons of e-learning.

PROS :-

CONS :-

However, e-learning will lead to lack of face-to-face communication between students and lecturer, and this will cause to some misunderstanding and conflict may arise. Lecturers may not understand student's needs, demand, interest and motivation and while for the students, they may not really know lecturers wants and requirement for his/her student as well. This may lose the students directions and get confused on the course of activities.

Phishing is a criminal mechanism employing both social engineering and technical subterfuge to steal consumers’ personal identity data and financial account credentials.Thus,phishing also is an act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. The e-mail directs the user to visit a website where they are asked to update personal information, such as passwords and credit card, social security, and bank account numbers.

How does phishing works?

Sometimes, we will received the email that make us confuse and think that someone has changed our email address and requests us confirm the changes. Again, it sends us the fake website for us to login to eBay .The purpose is to obtain eBay ID’s which then are used to sell fake or non-existent goods or such accounts can be sold further in the underground market.Other than that, phishing e-mails can appear to be from any bank, PayPal, eBay, credit card companies, and online retail store...






Example

Examples

1. Give a fake password

When we are not sure if a site is authentic, we do not use our real password to sign in. If you enter a fake password and appear to be signed in, you are likely on a phishing site. Besides,we do not enter any more information and close the browser immediately.Thus,some of the phishing sites will automatically display an error message when we login the fake password, but we also cant assume that site is legitimate.This is the tactics of the phisher.

2.Installing Internet Explorer 7 and Microsoft Phishing Filter

We should install Internet Explorer 7, which includes the Microsoft Phishing Filter to help protect our personal data theft by warning or blocking our information from reported to phishing Web sites. Furthermore,Internet Explorer 7 can also provide anothers protection when we are visit the websites that use Extended Validation (EV) SSL Certificates. The Internet Explorer address bar turns green to alert you that there is more information available about Web sites. The identity of the Web site owner is also displayed on the address bar.

An EV SSL certificate not only helps ensure that the communication with a Web site is secure, but the certificate also includes information about the owner of the Web site, which has been identified by the Certification Authority (CA) issuing the SSL Certificate.

I am reviewing on the lelong.com.my. It is a local, transactional e-commerce site most popular in Malaysia. It provides many services such as auction, selling, buying and open new e-shop. It also may choose the language that users prefer such as english, chinese or bahasa melayu.It is a success online marketplace in Malaysia. It has more than 3 million of transaction each month. It has more than 1 million customers. It also build a forum for the exchange of information among buyers and sellers in lelong.com.my.

The basic function provided by lelong.com.my as if ebay. Users can register an account to post some picture to sell things. Lelong.com.my only charges the small amount of money from Rm0.30 to Rm3 according to different types of selling process. For buyer, the wide range of items offered in well organized categories ease the buying process. Lelong.com.my also provides open store function that helps seller to create their own online store even they don't have programming knowledge. Only few simple clicks can create a new store with only RM168 per year. Besides that, lelong.com.my also allow users to put their banner in the lelong.com.my website.