BENT1G3 E-COMMERCE WORLD

Prepaid cash card is same with credit or debit card? The answer is not. Credit and debit cards are allows you to withdraw cash, make purchases or access account information. Other than that, each of the purchase or withdrawal, funds are drawn down either from a bank account or from a prepaid balance on the card, it will link to the bank account .While, pre-paid cash card is a card that only spends the balance that has been preloaded onto the card.It is not involve the bank account.The prepaid cash card which have the Visa, MasterCard and discovers logos, act like portable checking accounts, though they are replenished with deposits made at retail outlets rather than banks. It means there is no risk of running into debt as it has no credit or overdraft facility.

When purchase the pre-paid cash card, we will be given a Pin number , and once money has been credited, it can be used in the same way as a debit or credit card – for high street, online or telephone purchases, as well as cash withdrawals from ATMs.

Money can be loaded onto a prepaid cash card by cash at a petrol station, post office and some of the book store as if popular.

Besides, pre-paid cash card can give a lot of advantage to consumers' in their daily life.

1. Convenience

It is convenience when the consumer is buying something that not using the cash.They can pay the payment using the pre-paid cash card. Consumers only need to bring a pre-paid cash card rather than bring thousands of the money to purchased their product.Thus, consumers only need to wait a few section to finish the payment process. After that, the payment will automaticaly deduct from the balance. It is convenience and save time.

2. Personal safety

Recently, the crime rate is climbing up, for instance, the snapping cases in town. We should not bring a large stack of money to shopping, especially withdraw huge amount of money from ATM. We easily become the target. Therefore, prepaid cash card can help us to reduce the risk and enhance the safety.

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